Urban legends

I agree with some detaiI because I remenber when i was a little gilr my cousin´s fiend told me one day two friends were walking at 12:00 of the night near the main town cementery and they saw a woman with beatiful body, but they could not see her face was dark while they walked close to her, she turned her face toward them and
they fightened because they said: we saw a skeletol figure , for tha reazon i belive teacher´s explication, I had no idea what could be a Urban Legengs sinces I heard that name and i remembered this story..